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Firstly, I can't believe that January is almost over already, and for me that means heading back to work, but I thought it would be good to try and take stock of positives this month, and what I need to think more about for the coming months.
Overall the month feels like a bit of a fail, as there have been some mammoth expenses going out (although it's not really the amount, it's whether there's an alternative solution), however, perhaps I'm being a bit tough of myself when I actually look at what they are :
- a fairly large tax bill (part tax return and part NI missed payments from several years ago when I as setting up a business and not earning...was it worth filling the gap? Will we ever have any government pension to mention? I really struggle with pensions as they really clash with the feeling of living with God in today, in faith...more pondering required!) p.s. I don't have any issue with the tax paying...only on what my taxes are spent on!
- the car's MOT (it actually did very well, but still costs so much, for something that we don't actually use that much. We've considered going car-less when it dies, but when we looked into the cost of hiring a car, or getting the train to visit relatives for a week or so in the summer, unbelievably it costs more than us having the car serviced, taxed & MOT'd for the whole year!! And we can't quite manage Preston on the bicycles!)
- repairs on the house (the garden fence panels almost blew down in the recent gales, so needed sorting - the one positive, is that with some persuasion the guy fixing them managed to revamp them, rather than scrap them and just give us new ones, pretty much the same cost, and there was really nothing wrong with 95% of them! A leaky roof and gutter that meant our front yard flooded in giant rain. Both things that pre-kids I've have had a go at doing myself, but currently I only seem to manage to keep on top of the things in the house, I knew that realistically it would be months before I'd get round to sorting, and who knows what the winter water would have done in that time!)
And going into next month we have two outstanding possible expenses that are playing on my mind:
- we have a digibox thing which means we can record TV programmes, and the reality of life is that we never watch anything live anymore (other than kids TV). The harddrive is going, and I know we'll end up getting a new one, but I do feel annoyed that we're all so desiring of TV (especially when you consider the quality of most of it). Especially in the winter months, we use it to switch off, to iron in front of, and we love things likes Sherlock. But really, is it the best use of hundred quid?
- and finally the nightmare of our small backyard! It's the biggest challenge on the multi-use front ever: kids play/bike storage/clothes drying/food growing. And the bike cover is on it's last legs, and with M about to get a little bike too, we just need more storage space. So do we get a wooden shed? If so, the only logical place to put it, is in the only good bit of sun space in the garden, where I was about to get lots of growing going! Ahhhhhhhhhhh...............or do we just stick to plastic covers for the meantime, but end up replacing them frequently? Just can't decide. (Was hoping either a shed or bike cover would come our way and the decision could be made...but no sign so far. And the four uses are good things...not making the decision any easier.) Am I just overtired and thinking too much ;-)
On the positive front, January has been great in some little ways:
- waste is down to a minimum....once we eliminate disposible nappies at night next month, we'll be producing less than a kilo of non-recyclable waste each week (the small black bag looks ridiculous when I put it out...hooray!!!)
- all birthday cards this month have been recycled, and 90% of the gifts too
- we haven't thrown any food away
- the chores list has worked really well (for me at least)
- and I've made marmalade for the first time.